Electronic Signature Agreement

Effective Date: March 27, 2026

1. Purpose and Scope

This Electronic Signature Agreement (“E-Sign Agreement”) is entered into between you (“User,” “you,” or “your”) and EagleTrace, Inc. (“EagleTrace,” “we,” “us,” or “our”), the operator of the Financial Service Center platform (“Platform”).

By accepting this E-Sign Agreement, you consent to (a) conduct transactions and communications with EagleTrace electronically, and (b) the use of electronic signatures, records, and disclosures in connection with your use of the Platform, including all service applications submitted on your behalf to third-party Service Providers.

This agreement is governed by the Electronic Signatures in Global and National Commerce Act (E-SIGN Act), 15 U.S.C. § 7001 et seq., and the Uniform Electronic Transactions Act (UETA) as adopted in your state. Where applicable, this agreement also governs communications sent by or to third-party Service Providers operating through the Platform.

2. What Your Consent Covers

By consenting to this E-Sign Agreement, you agree that electronic signatures, contracts, orders, notices, and other records may be used in place of written paper documents and hand-written signatures for all transactions conducted through the Platform, including:

  • Account registration and profile creation
  • Applications for merchant payment processing services
  • Applications for business loans, lines of credit, and related financing products
  • Requests for insurance quotes and coverage
  • Enrollment in bookkeeping, advisory, or coaching services
  • Authorizations for EagleTrace or Service Providers to pull credit or verify financial information
  • Any disclosures, notices, or agreements required by applicable law or regulation
  • Updates to terms, policies, or agreements made available to you electronically

3. How Electronic Signatures Work on This Platform

Your electronic signature is created when you take an affirmative action - such as clicking “I Agree,” checking a consent box, or submitting a form - on the Platform after being presented with the relevant terms or disclosures. This action is recorded along with:

  • Your verified email address (as authenticated through Clerk)
  • The date and time (UTC) of the action
  • Your IP address at the time of consent
  • The specific document version or consent type agreed to

These records are stored securely in our platform database and may be provided to Service Providers or presented as evidence of your consent in the event of a dispute.

4. System Requirements

To access and retain electronically delivered documents and to use electronic signatures, you need:

  • A device with internet access (computer, smartphone, or tablet)
  • A current, supported web browser (e.g., Chrome, Firefox, Safari, or Edge - updated within the past 12 months)
  • An active email address capable of receiving messages from EagleTrace and Service Providers
  • PDF-reading software (e.g., Adobe Acrobat Reader, available free of charge) if you wish to print or retain copies of documents
  • Sufficient storage space to save or print documents for your records

If you cannot meet these requirements, please use our contact form before proceeding, as paper alternatives may be available for certain transactions.

5. Receiving Documents Electronically

By consenting to this agreement, you authorize EagleTrace and participating Service Providers to provide you with all required disclosures, agreements, notices, receipts, and records in electronic format, including by:

  • Displaying documents within the Platform interface
  • Sending PDF attachments or links to your registered email address
  • Making documents available for download in your account dashboard

You agree to maintain a current, valid email address with the Platform and to notify us promptly if your email address changes. Documents sent to your registered email address are considered delivered when transmitted, regardless of whether you open or read them.

6. Paper Copies

You have the right to receive a paper copy of any electronic document or disclosure. To request a paper copy, contact us at legal@eagletrace.ai. We may charge a reasonable fee for paper copies. This right to request paper copies does not constitute a withdrawal of your consent to electronic communications.

7. Updating Your Contact Information

You are responsible for keeping your contact information current in your Platform account. If you need to update your email address or other contact details, you may do so through your account settings at any time. Failure to maintain accurate contact information does not relieve you of your obligations under agreements entered into electronically.

8. Withdrawal of Consent

You may withdraw your consent to electronic signatures and electronic delivery of records at any time by contacting us at legal@eagletrace.ai with the subject line “Withdraw E-Sign Consent.”

Withdrawing consent will not affect the validity or enforceability of any electronic signature or agreement already executed prior to your withdrawal. After withdrawal, you may be unable to access or use certain features of the Platform that require electronic signature capability, and some Service Provider transactions may not be available to you.

If you withdraw consent, you must contact us to arrange for any required paper-based processes. We reserve the right to close your account if we are unable to conduct business with you electronically.

9. Retention of Records

We will retain records of your electronic consents and agreements as required by applicable law. You are encouraged to download and retain copies of all electronically delivered documents for your records. Documents available in your Platform account may be removed after a reasonable period, typically no less than 7 years following the termination of your account.

10. Legal Validity

Electronic signatures executed under this agreement have the same legal effect, validity, and enforceability as traditional handwritten signatures under the E-SIGN Act, UETA, and applicable state law. Third-party Service Providers receiving applications and authorizations through this Platform acknowledge and accept electronic signatures executed in accordance with this agreement.

11. Contact Information

If you have questions about this E-Sign Agreement or wish to exercise any of your rights under it, please contact:

EagleTrace, Inc.

2901 West Coast Hwy, Suite 200

Newport Beach, CA 92660

Email: legal@eagletrace.ai

12. Changes to This Agreement

EagleTrace reserves the right to modify this E-Sign Agreement at any time. Material changes will be communicated to you via email or a prominent notice on the Platform. Continued use of the Platform after notice of a change constitutes acceptance of the revised agreement.

Related policies: Terms of Service · Privacy Policy

Electronic Signature Agreement